You tend to speak negatively of other people. Whether in one-on-one conversations or in large groups, your habit is to bash or attack someone who is not present to defend themselves. Immature people say things about people behind their back (or online) that they would never dream of saying to their face. This can ruin a marriage in a hurry, because it reveals deep insecurities.

You are plagued by jealousy. Little children get upset on the playground when they see their best friend playing with or talking to another child. Grown-ups get past this stage…at least they should. Are you consistently jealous of other people’s possessions, salaries, houses, cars, friends, physical appearance, or family? Can you celebrate the blessings of God in others’ lives? Or does God’s goodness to others stir up envy inside your heart toward them?

You have trouble finishing. My two sons are notorious for starting little projects around the house, getting bored, and then abandoning them for us to clean up. They don’t know how to finish things yet because they’re not even ten years old. If you are known for beginning things all gung-ho with great passion, but you consistently fizzle out and never see it through, this is a relationship killer. Marriage is not something you can start, then walk away from, without serious emotional damage. Grown-ups finish what they start.

You are crippled by debt. If you are single and want to get married, the most practical area of your life to examine is your finances. This is the issue most couples fight about most often. If you owe tens of thousands of dollars on credit cards, student loans, your car, and so on, then your problem is not your debt. It’s immaturity. You haven’t yet learned how to live within your means.

You can’t say no. Marriage by nature requires you to say “no” to thousands of other opportunities (and possible mates) so that you can say “yes” to one person for a lifetime. If you are the guy or the girl who is always taking care of others, bailing your friends out, staying up ’til 2 a.m. on the phone trying to talk them out of another crisis, then you will have a rude awakening once your mate expects you to give them your undivided attention and affection.

You fall in love too fast. How many times have you told someone that you were “in love” with them since you turned 18? This may be an indication that you need to mature emotionally. Falling in love after every first date shows you haven’t really moved very far toward emotional maturity. It also guarantees you will get hurt as often as you fall in love, leaving your heart wounded for years to come.

Your relationships are too physical. If you have a track record of messing around and messing up with just about everyone you’ve ever liked or dated, this is bad news. When you start out basing a relationship on making out, kissing, or fooling around physically, you teach yourself to ignore the other person, their feelings, and the self-control that is essential in a godly marriage. Adults draw the line and stand back. Children run ahead without caution and suffer for it.

You have a problem with authority. Pay attention to this one, because marriage is about submitting completely, heart and soul, to someone else. Children hate being told what to do, regardless of their inability to be responsible for themselves. Are you like that? Do you tend to rebel against all forms of authority in your life? Do you balk at being told what to do by the government, the IRS, even a traffic policeman? Grown-ups understand that submission to authority is in their best interest, and they are willing to submit to God first and then to one another. Immature kids rebel.

Read the Signs Here’s a basic list of words, attitudes, behaviors, actions, and reactions to serve as a grid… a grid by which you can judge your own level of emotional, spiritual, social, and financial maturity. Look at them as you would look at road signs.

The department of motor vehicles in your state will not issue you a driver’s license until you can prove to them (on a test, administered in a crowded building by less-than-happy DMV employees, usually) that you not only know how to read all road signs, but that you can also interpret what they mean. The DMV wants to know that you are competent enough to obey posted signs — signs that indicate laws that were established for our protection.

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God has established laws in the universe He created. His laws are for our benefit and blessing, to protect us and keep us from harming others and ourselves. He has given us signs that He cares for us by establishing laws governing our behavior. He’s given us the Bible, the church, pastors and teachers and leaders, our parents, coaches, and the experience of older people to warn us. If we ignore the signs, we pay the price, just as ignoring road signs could cost us a speeding ticket or a head-on collision. It could cost us a fine, our privilege of driving, or even our life. So it’s much better to read the signs and obey them. Or as one observer of life has pointedly reminded all of us, “You better check yourself before you wreck yourself.”

As you consider your maturity level, do not be discouraged if you realize that you do indeed need to grow up in one or more areas. Rather, be motivated to change, make course corrections, get help, seek a mentor, read some books, see a counselor, change jobs. If you merely feel bad over being immature, you’ve missed the point. Think of these words as shining a light into your life that will illuminate you to yourself.

You may need to grow up if…

You are over 30 years old and still live with your parents. With the exceptions of caring for aging or sick family members or the sudden loss of a job, by your thirties, unless there is a physical or mental limitation, you should be self-sufficient enough to leave the nest. Who really wants to marry someone who still lives in their parents’ basement at age 34?

You have never had a job of any kind for more than six months. If you have never worked, you need a job. Any job will do. Just start somewhere. You need the experience. If you’ve had numerous jobs over the years and none of them have lasted very long, it may be a sign that you are lazy or easily bored, or have a problem being told what to do by a boss.

You are unable to pay your basic bills each month. Without assistance from family members or friends, you simply could not make it financially. This includes car insurance, rent, groceries, power bill, and basic medical expenses. If you can’t pay your basic bills, you will cause a train wreck by getting married to someone.

As a general rule, you lack self-control in your life. Whether it’s your spending habits, how much you eat, the amount of time you spend watching TV, or your constant obsession with being online (checking e-mail, Facebook, Twitter, or YouTube), these are signs of immaturity, and are a crucial red flag that points to an inability to control your desires.

Your relationships look more like a roller coaster than a marathon. You are unable to develop long-term relationships with the opposite sex. You’ve never learned how to push through problems, boredom, or conflict, and your default mechanism is to break it off and start a new one. Your past is filled with failure in the area of commitment.

You always play the victim. You’re always secretly trying to uncover a conspiracy by your peers to exclude you from social outings, parties, get-togethers, or group dates. It’s immature to think that the cosmic forces of nature and love have combined their powers to hurt you. None of us are that important in the grand scheme of things.

• Also see  Marriage Preparation

Adapted from 12 Questions to Ask Before You Marry
Copyright © 2011 by Clayton & Charlie King, published bt Harvest House, used with permission.

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